Automobile Accidents Lawyers | Lawyers and Attorneys for Personal Injury

 Every driver needs to drive safely to keep from getting into an accident. A driver must think about the current weather, road, and traffic conditions, keep a safe speed, stay in control of his or her vehicle, and keep a good lookout to see and know what's going on around him. 

If a driver doesn't drive safely and causes an accident, he or she is responsible for any injuries that happen as a result. If this happens, please call LaMarche Safranko Law to talk to a car accident lawyer.

Texting, talking on the phone, changing the radio station, or plugging in a cell phone are all things that can take a driver's attention away from driving safely. 

The most common reason for car accidents is driving while distracted, followed by driving drunk and speeding.

If you or someone you care about gets into a car accident, it can hurt you physically and cost you money. If you or someone you care about has been hurt in a car accident, you probably have questions about what to do and where to go.

How do you handle a car crash? What Happens if an Accident Happens in a Rental Car?

A car accident can hurt your health, damage your property, cost you money, and even raise your insurance rates. To solve each of these problems, you need to take a different approach. You might be able to handle this process better if you hire a personal injury lawyer. 

A lawyer can help you figure out if you have a legal claim for any damages you might have suffered because of an accident.

One of the main reasons for car accidents is carelessness. In some cases, only one of the drivers involved in an accident is at fault. In other situations, more than one driver may be blamed for what happened that caused the accident. 

A negligence claim can come up in a number of situations, like when a driver doesn't stop at a stop sign and look both ways before going. Texting while driving instead of paying attention to the road is one of the most common examples of this today.

Here are some more:

• Unsafe weather, problems with the car's parts or mechanics,
• Poor visibility caused by things other than the weather, like trees getting in the way of drivers' views of the road;
• "DUI" stands for Driving Under the Influence.
• Problems with road signs or stop lights, roadwork, and many other things that can't be planned for can cause delays.

When a rental car is involved in a car accident, there is a chance that more people will join a lawsuit to get money for damages. When a driver rents a car, the rental car agent will usually ask if the driver wants to buy insurance for the car. 

Rental companies often offer different kinds of coverage, including coverage that makes sure you won't have to pay for any damages after an accident.

When a rental car is in an accident, the state where the accident happened determines who is responsible for paying for the damage. 

In California, your insurance comes first, and the insurance from the rental car company comes second. This is true even if you bought insurance for the rental car.

Who are the possible third parties involved?

As was already said, when a rental car is involved in a car accident, it makes it more likely that more people will join the lawsuit that follows. Other than insurance companies, the following parties may also be involved in the talks:

• The rental car company or the car's owner, as well as its insurers; 
• the credit card issuer and its insurers, if the rental car operator chose credit card coverage; 
• and/or companies that offer extra insurance, 
• if the rental car operator chose extra coverage when they rented the car.

What does "supplemental insurance" mean? How do I get accident coverage for a rental car?

Each car rental company might offer different kinds of insurance or coverage that is similar to insurance. Most states don't require renters to buy this kind of extra insurance because many of them already have similar coverage built into their own policies. 

Here are the three most common kinds of supplement insurance:

• Collision Damage Waiver (CDW): This covers all or part of the cost of repairing or replacing a damaged or stolen rental car.
• Supplemental Liability Protection ("SLP"): SLP protects the driver from lawsuits filed by people hurt in rental car accidents.
• Personal Accident Insurance ("PAI"): Personal accident insurance pays for medical care, an ambulance ride, and death benefits for the renter and passengers.

• You should switch your own insurance policy. If your current car has full coverage insurance, it will automatically be transferred to the rental car. This can save you money on extra insurance and any damage caused by an accident.
• Get insurance from the company where you rent the car. As was already said, every car rental company offers different kinds of rental coverage. If you rent a car and get into an accident, this extra coverage can protect you from being blamed. Even though this makes renting a car more expensive overall, supplemental insurance gives you more protection and can cover things that your personal insurance may not.
• Buy protection for your credit card. If you rent a car with a credit card, your credit card company may protect you from liability by giving you rental car coverage. Before buying or renting a car, a deal like this should be thoroughly researched and thought about.

What Happens If I Get in a Car Accident While Renting a Car?

First of all, it's important to know what information you need after an accident, whether the car involved was rented or not. 

This information is useful on its own, and any lawyer you talk to about the accident will probably also be interested in it.

Most states have their own form for car accidents that you can get at the police station or the local DMV. The goal of this form is to help you get all the information you need about the car accident. 

In general, to file a proper insurance claim, you need the following information:

• What happened, including how the accident happened;
• Information about the driver, like their name, address, and phone number; and
• Information about insurance for everyone who was in the accident.

• The date and time of the accident;
• Where the accident took place;
• The street where the car crash happened;
• Where your car was going and where all the other cars were going;
• Photos and/or videos of the accident scene, which will be used as proof;
• An in-depth written account of what happened in the car crash,
• to make sure that every possible detail is written down;
• Pay attention to how well you can see while driving, as well as the weather and the state of the roads;
• Witnesses' names and how to get in touch with them;
• The number of the officer who was sent to the scene of the accident.

• Letng the company know if there are any other instructions;
• If you turned down the rental company's collision damage waiver, you need to tell your insurance company and/or credit card company that you need to file a claim.
• Be aware that, depending on the policy of the rental company and the circumstances of the accident, the company may refuse to give you a new car.

• A copy of the accident report, the claim papers, and an estimate of the cost of repairs;
• a copy of the lease agreement;
• Pictures of the crashed car

Should I talk to a lawyer about the accident I had in a rental car?

Claims about car accidents are often hard to prove in court, especially when rental cars are involved. Also, it can be very hard to work out deals with insurance companies. You should talk to a car accident lawyer in your area. 

He or she can protect your rights and help you get any possible damages back.

An experienced car accident lawyer can help you come to a deal with your insurance company and everyone else involved. Lastly, if you need to, you can go to court with a lawyer.